American Resources to Help with Medical Bills, including Medical Fundraising Ideas

How to pay for multiple sclerosis treatments not covered by your health insurer

How to pay for multiple sclerosis treatments not covered by your health insurer

Multiple sclerosis treatments are costly for any patient living in the United States. Multiple sclerosis is a progressive autoimmune sickness in which the immune system of a body starts to attach the protective sheath around patient’s nerves. This may then lead to problems for the patient to carry out the daily tasks, walking and speaking. Most of the time the condition afflicts those who are between the ages of 20 to 40 years of age.

It is unfortunate that many MS patients are not able to even afford the available MS treatment, while at the same time have to deal with the financial issues that of the treatment which may go on for a life time. Equally unfortunate is that most health insurance companies do not cover up most of the treatments needed for the MS disease; one such issue is the cost of its prescribed drugs.

Drug therapy is the biggest cost associated with MS treatment as prescription medication will likely be needed to continue for a long time. Where health insurance does not cover patients, treatment costs for MS can range between $15,000 and $50,000 annually. But there are a lot of different prescription assistance programs that are available to help those MS patients who are not able to afford the MS modifying therapies. Some of the programs offering help with MS drug therapy include the following options:


MS One To One

Patients requiring drug therapy through the prescription medication Aubagio, can refer to this program. Individuals are eligible for this program if they are a resident of the US having a social security number. The income of the household should be less than or equal to $100000. If the MS patient qualified for the program then they may not have any expense coming out of their pocket.


MS Active Source

Those patients who require Avonex for MS treatment and whose cost isn’t covered by their insurance are eligible to get free Avonex under the program MS Active Source.


Patient’s Assistance Program

Those patients whose insurance does not cover the cost of Betaseron can always apply for the Patients Assistance program and if they are approved they may receive a 3 months’ supply for a variable participation fee. That patient can use this program for a year after which they may need to reapply.


Shared Solutions

For those individuals whose insurance does not cover the multiple sclerosis treatments namely the drug Copaxone may be referred to Assist RX. The case manager of the program, Shared Solutions will then have a conference call with both the patient as well as with the Assist RX organization. A patient may be eligible for Copaxone for just a year with no cost. Then they may need to reapply.


Patient Services Program

Patients whose insurance does not cover the cost for Extavia may receive free medication if their income is less than 5 times the federal poverty level. The patient may benefit from this assistance program for just a year after which he or she may need to reapply. But if an alternative program does show up he or she may be referred to it as well.


Medical fundraising

Where patients feel that assistive programs fall short of meeting the medical expenses, they can make use of medical fundraising techniques like traditional fundraising or crowdfunding to help cover the cost of prescription drugs and other related treatments. Medical fundraising allows patients and their loved ones to setup a fundraiser online. This online fundraiser is easily shared amount social networking websites like Facebook, via email and word of mouth through a unique URL link provided once the fundraising page is launched.

It is an effective way for patients to raise awareness of MS but also raise funds directly from family, friends and the public community for multiple sclerosis treatments not covered by your health insurer.


References:

1. Resources for the uninsured and under-insured: http://www.nationalmssociety.org/Resources-Support/Insurance-and-Financial-Information/Health-Insurance/Resources-for-the-uninsured-and-underinsured

2. Multiple scelrosis treatment costhttp://health.costhelper.com/multiple-scelrosis-treatment-cost.html

3. Resources: http://www.mymsaa.org/about-ms/sources/