All of us or at least most of us face some form of disability at some point in our lives. Disability can come with physical challenges everyday, but also with financial barriers that can be difficult to overcome. In order to help, we’ve listed a range of disability financial assistance options to help you and your loved ones.
1. Disability financial assistance using governmental programs
The government in the US provides a range of financial assistance programs targeted to help US citizens with a disability. No matter what age you are, you can rely on a range of services that an provide provisional income, health insurance and substantial discounts to medical treatment and care. Below are just a few examples of such programs run by the state or federal department:
a. Social Security Disability Insurance offers benefits to the disabled and certain members of your family if you are insured. That is to say, if have worked long enough and paid Social Security taxes, you are eligible to receive Social Security Disability Insurance.
b. Supplemental Security Income is another governmental program that provides financial assistance to people who meet its criteria. It assists the blind, the elderly, and the disabled and their children who fall in the low-income or the no-income category.
c. Veterans Disability Compensation offers financial assistance to individuals who were disabled by injuries or diseases that afflicted them during their active working years. Also, disease conditions that were exacerbated by military service aid individuals in qualifying for Veterans Disability Compensation.
d. Temporary Assistance for Needy Families is a federally funded program that provides financial assistance to people in the low-income category. However, it provides financial assistance to the disabled too. This program caters to the basic needs such as shelter, rent, food, and medications.
e. Supplemental Nutrition Assistance Program is a federally administered program that provides food stamps to disabled individuals who meet certain income and resources criteria.
f. If you need help paying for your medications, you may visit the Partnership for Prescription Assistance. It has a list of several private and public prescription assistance programs.
g. The Administration for Children and Families offers low-income home energy assistance program (LIHEAP) to help pay for gas and electric utilities; also, it helps towards heating and cooling costs.
h. You may receive help towards housing from the U.S. Department of Housing and Urban Development. Please be informed that the program involves a long wait and is generally limited to families with children.
2. Disability financial assistance with non-profit organizations
Non-profit organizations offer a range of financial help for individuals living with a disability. These options range from providing financial income to providing free mobility equipment. It is important to keep in mind the processes involved when seeking assistance from non-profit organization. This can take weeks to months and can be difficult for individuals who require immediate care. Regardless, here are a few examples of programs and financial assistance options provided by non-profit organizations:
a. Rebuilding Together is a national non-profit organization that provides home repairs and modifications to people with disabilities, veterans, low-income homeowners, senior citizens, military families, and working poor families with young children.
b. The AbilityOne Program provides assistance to disabled people, including the blind, with finding a job.
c. Connect2Compete is a program run by a group of non-profit organizations that provides discounted high speed internet, free digital literacy training, and low-cost computers.
d. Blanche Fischer Foundation provides direct grants for people with physical disabilities.
e. Carrie Estelle Doheny Foundation provides funding to meet the educational, medical, food, and welfare needs of disabled people.
3. Disability financial assistance using online fundraising
One of the other ways to raise money to meet your disability needs can be with the help of online fundraising websites. Fundraising websites are useful for individuals looking for disability financial assistance as it provides instant funding for your medical expenses without the red tape and paperwork that can generally be a hindrance.
Fundraising online is very simple. All you need to do is fill in your details, add photos and videos to personalize your page and start sharing your unique URL link to friends and family. Many individuals in fact have used online fundraising to help with disability mobility equipment, home modifications, therapy costs and other medical treatment and care.
1. Financial assistance for disabled: http://www.needhelppayingbills.com/html/disability_financial_assistanc.html
2. Does the social security disability program offer any help with housing?: http://www.disabilitysecrets.com/page6-36.html
3. Benefits for people with disabilities: http://www.ssa.gov/disability/
4. Disability grants: http://www.fundsnetservices.com/searchresult/5/Disability-Grants.html