American Resources to Help with Medical Bills, including Medical Fundraising Ideas

How medical fundraising can help a child with a disability

How medical fundraising can help a child with a disability

If you have a child with a disability, you’ll know first hand the hardship both emotionally and financially on you and the family. Medical fundraising is a new way for families and loved ones to support a child with a disability further. Although there are a few disability support services and financial assistance options, medical fundraising provides a quick and easy way for loved ones to gain financial support in an emergency or for any large out of pocket costs that are unexpected.


Statistics on a Child with a Disability in the United States

There are a lot of different kinds of disabilities that affect children in US. Disabilities can range from affecting a child’s health, movement, communication and learning abilities while having a profound effect on their education and social engagement. For families raising children with disabilities, it can become quite demanding emotionally, physically and financially.

Plus it can also have a major toll on how the family functions in their daily lives. According to the Centers for Disease Control and Prevention (CDC), 15 percent of children in the US live with one or more type of disability. This is one out of six children living in the United States. With the lack of free medical health benefits, many of these children are being raised by single parents who need additional help in coping with the medical expenses for their children.

The most common types of disabilities that children across the United States face are as follows:

Autism and related disorders: The prevalence of Autism in the United States is the most common disability across the country. With 1 in 68 children suffering from autism, this life-long disability can have a huge impact not only on the child’s life but the family. One out of every tenth child suffers from autism in the US, with boys more likely to suffer from autism than girls.

The financial cost of raising a child with autism in the United States is on average $17,000 per year. This includes special education, assistive equipment, medical treatment and more.

Attention deficit hyperactivity disorder: Children with attention deficit hyperactivity disorder is the second highest where 9 percent of children in America from the ages of 13 to 18 years old can lack skills to focus and have minimum attention skills.

Children with this type of disability can find it difficult in a normal school environment for example and therefore require special education throughout their lives. Parents and family members may also have further financial costs as the child gets older, where these individuals may have difficulties securing long term employment.

Cerebral palsy: With more than 10,000 infants each year diagnosed with cerebral palsy, families can have a major challenge both emotionally and financially. Children diagnosed with cerebral palsy can suffer from cognitive challenges, vision loss, hearing impairment, and seizures. These can be life long issues and often require diagnosis, treatment and maintenance, which for families can add up to a high cost each year.

The MMWR report concluded that the cost to a family with a child with a disability (cerebral palsy specifically) was estimated at $921,000 for persons with Cerebral Palsy. This is the life time cost over time.

Other common disabilities: Other disabilities for children in the United States include Down syndrome, Epilepsy, Spina bifida.

Other statistics have also shown that many households where there is a child with a disability are single-parent based homes, reside in a broken home structure, or live in poverty. Consequently, it becomes hard for children with a disability to access proper medical treatment and care long term. Caretakers will therefore find it difficult to allocate time for doctor visits and other medical services as finding employment that is flexible enough is one of the biggest challenges.


How Medical Fundraising can help give Financial Support

For parents of a child with a disability who are facing a financial crisis, there are a lot of different financial assistance options within the United States that they can look into. One such option is raising funds through medical fundraising.

Medical fundraising is an option to raise funds for the treatment of a patient suffering from a disability or disease which they or their family may not be able to afford on their own. In this case medical fundraising is one of the best options for single parents, care takers or families who require financial assistance to help take care of their disabled child.

Medical fundraising such as online fundraising helps parents raise enough funds easily without too much complication or overwhelming paper work and all in a short span of time.


Benefits of Medical Fundraising

There are a lot of different benefits that one might receive while using a medical fundraising website that is used in covering the cost of their medical bills. Some of these can be summarized below:

• Such fundraising programs allow the families of disabled children to raise funds that they require for the medical treatment of their child in not only a short period of time but in a more effective way to reach a huge number of people both online and offline when compared to many other forms of financial assistance options.

• Medical fundraising also grants fundraisers the freedom of control and full access to on how the funds should be raised. When compared to many other financial assistance programs, the individuals running the medical fundraisers have the option to decide on how the funds would best be used for the treatment of their disabled child for a much better outcome.

• When compared to many other financial assistance programs, medical fundraising costs almost no money at all. Preparing for a traditional fundraising program can itself be quite expensive and is limited to only a specific crowd (mostly within the community). On the other hand online medical fundraising offers parents a much more cost effective method to raise funds for their disabled child. It also gives them an opportunity to reach those donors which usually traditional fundraising may not be able to reach, such as through online social networks like Facebook, Twitter or Instagram.

• Traditional methods of fundraising such as events, auctions and stalls are highly dependent on time and location. As such there is a restriction on when and where fundraising can take place. Often, this method passes on those donors who are unable to be at the event at the given time. Medical fundraising, on the other hand defies these restrictions and makes the fundraiser more accessible to people regardless of their respective location or time. All it takes is a few clicks on the computer or any other device and funds can be donated to the specific cause.

• One of the most important factors besides raising funds is time for the fundraisers. Online medical fundraising lets parents of the disabled child update their donors, networks and supporters about the situation of the disabled child in no time at all therefore letting the loved ones concentrate more on the donations.

This is why medical fundraising is becoming a very popular fund raising concept for loved ones with a child with a disability in the United States.


References:

1. Centers for Disease Control and Prevention Statistics: https://www.cdc.gov/ncbddd/developmentaldisabilities/about.html

2. 10 common disabilities American children have: http://national.deseretnews.com/article/2190/10-common-disabilities-american-children-have.html

3. Cost of Cerebral Palsy: http://www.cerebralpalsy.org/about-cerebral-palsy/costs

4. The economic costs of childhood disability: http://www.ncbi.nlm.nih.gov/pubmed/22550686