It is likely that each one of us is faced with a health concern at some point. Dealing with the financial implications of medical problems can at times get difficult. Being able to cover your medical bills can mean huge stress not only on the patient, but weigh heavily on the entire family. It is important to seek financial assistance where possible if you are struggling to cover your medical bills. This will ensure that you receive the help you need in order to get proper medical treatment. In order to assist you, we have enlisted 10 different grants that may provide financial assistance and grants for medical bills.
1. Aubrey Rose Hollenkamp grant for medical bills
The Aubrey Rose Hollenkamp Foundation offers financial assistance to families with children who are diagnosed with a life-threatening disease. It provides assistance to families that are unable to meet the medical expenses that are not covered by insurance. However, non-medical bills, including those for food, clothing, laundry, and mortgage and associated bills will not be considered. You need to write a “Letter of Inquiry to Apply” including information such as those enlisted below:
1. Information about your family and where you live
2. About your child’s health condition
3. Explanation of benefits statement and Coordination of Benefits statement from the insurance company. In addition, you may have to include the copies of bills you want the grant to pay
The Foundation’s board meets four times a year in March, June, September, and December. Applicants will be made known of the status no later than 60 days of the meeting.
2. Special Kids Foundation grant for medical bills
The Special Kids Foundation awards grants to organizations that serve children with developmental disabilities, other than mental illnesses, which lead to significant decline in intellectual functioning or adaptive behavior. Following are the conditions that are considered before the grant is awarded:
1. A condition that affected an individual before 22 years of age
2. A condition that would progress indefinitely
3. A condition that significantly limits three or more of the following life activities:
b. Receptive and expressive language
f. Function and participation in family, school, work, community, and social activities
g. Capacity for independent living
h. Economic self-sufficiency
Grants are awarded in the following areas:
3. Early Intervention
6. Parent Support/Outreach/Respite
3. Addison H. Gibson Foundation grant for medical bills
The Addison H. Gibson Foundation provides grants to patients who are in need of expensive but necessary treatment. In order to apply, patients need to write to the director about their medical condition and the expenses involved. The foundation pays the grant funds to the health care provider directly. As this grant does not cater to the costs already incurred, one must contact the foundation before receiving the treatment.
4. United Healthcare Children’s Foundation grant for medical bills
The United Healthcare Children’s Foundation grant provides financial assistance to families with medically affected children and whose commercial insurance does not cover the cost of the entire treatment. To qualify for the grant, the patient must be 16 years or younger and should be covered by a commercial health insurance plan.
Recipients of Medicare, Medicaid, or SCHIP are not eligible for this grant. Grants offered by the United Healthcare Children’s Foundation are about $5,000 each and are generally given directly to the healthcare provider.
5. Medicaid grant for medical bills
Medicaid is a governmental program that is administered by the Medicaid offices in each state. To receive the benefits of Medicaid, one has to be a citizen or a lawful resident. In addition, you must be above 65 years of age, meet certain income guidelines, or have certain disabilities.
Pregnant women and children are eligible to receive the benefits of Medicaid. Apart from these criteria, if one has incurred excessive medical bills for medically needed conditions, they stand eligible to receive the benefits of Medicaid.
6. Medicare grant for medical bills
Medicare is a federally run insurance program that covers the cost of prescription drugs, physician services, and hospital visits. In order to receive the benefits, one should have certain disabilities, be a lawful citizen or a resident, or be older than 65 years of age. Typically, you or your spouse should have worked for at least 10 years in Medicare-covered set ups to qualify for the entitlements of Medicare.
The Medicare program has three parts, including:
1. Hospital Insurance to cover for the charges of hospital care, short-term skilled nursing care, and certain home health care services.
2. Medical Insurance to pay for some forms of preventive services, medically needed physician services, outpatient services, and other medical services.
3. Medicare Prescription Drug Coverage offers help towards buying prescription drugs. In addition, it protects patients from increased drug costs in the future.
7. Brenda Mehling Cancer fund grant for medical bills
The Brenda Mehling Cancer fund offers financial assistance to patients in the age group of 18-40 years as they continue to receive treatment. Typically, grants worth $500 are given towards medical co-payments. Also, the fund aids one towards managing rent and mortgage, transportation, car insurance, repairs, and groceries. Qualifications for assistance include that:
1. You need to be in the age group of 18 to 40 years at the time of application.
2. You must be receiving treatment for cancer at the time of application.
3. You need to submit a letter from your physician about the nature and duration of treatment you are receiving.
4. You may have to provide a copy of a bill, receipt, mortgage statement, lease agreement, or documentation of request.
8. Rx Outreach grant for medical bills
Rx Outreach is a prescription assistance program that offers critically needed medications to people who cannot afford. The program offers more than 500 medications and is delivered to all 50 states, Puerto Rico and the Virgin Islands.
To avail the benefits of Rx Outreach, there is no age limit; also, you may be a recipient of another patient assistance program. However, there are certain guidelines on your income; your income has to be below a certain limit to avail assistance. This level varies on the number of financially dependent people in your house.
9. Ovarian Cancer Patient Charity Project grant for medical bills
Ovarian Cancer Patient Charity Project offers help to patients with gynecological and breast cancer towards paying bills, utilities, rent, car payments, treatment, past and present physician bills, surgery, medications, and for chemotherapy/radiation among others. You may have to fill out an online application form and mail, or fax the application form.
this grant program is made specifically to assist patients dealing with ovarian cancer. Individuals who do not have ovarian cancer are not eligible to apply.
10. Partnership for Prescription Assistance grant for medical bills
The Partnership for Prescription Assistance Programs brings together several pharmaceutical companies, health care providers, patient advocacy organizations, and community groups to facilitate patients without prescription coverage to receive free or low-cost medicines.
The benefit of this grant for medical bills is that patients with a range of disabilities, conditions and illnesses are eligible. The first step in order to retrieve this grant is to check the types of medication you are currently prescribed to see whether the pharmaceutical company offers a program for your specific condition and medication needs. If you are unsure, speak to your doctor for more information.
1. Health care assistance for uninsured: http://www.livestrong.org/we-can-help/insurance-and-financial-assistance/health-care-assistance-for-uninsured/
2. Financial assistance for families: http://aubreyrose.org/financial-assistance-families/
3. Special Kids Foundation. Grant guidelines: http://www.fddconline.org/grants/grant-guidelines.html
4. Medical debt relief grants: http://ovariancancerpatientcharityproject.yolasite.com/